FINANCIAL INCLUSION FOR RURAL DEVELOPMENT

A few words, before you begin to read the research papers of this Editorial Book on FINANCIAL INCLUSION AND RURAL DEVELOPMENT. It all began when we

felt that rural development is the main focus of all the policies of various developments, framing to end poverty in all its forms everywhere as per the Sustainable Development Goals (SDGs) by 2030, to reduce at least by half the population of men, women and children of all ages living in poverty in all its dimensions and to implement nationally appropriate social protection systems and measures for all, including floors. By 2030, the nations should ensure that all men and women, particularly the poor and the vulnerable, have equal rights to economic resources, as well as access to basic services, ownership, and control over land and other forms of property, inheritance, natural resources, appropriate new technology, and financial services including microfinance.   The accessibility of financial services to the poor and under privileged through Financial inclusion is the way out which helps to attain the sustainable development of any country by helping to the empowerment of underprivileged, poor and women of the society with the mission of creating them self-reliant and well learned to take superior financial decisions. Financial inclusion takes into the involvement of vulnerable groups such as weaker sections of the general public and low income groups, based on the extent of their access to financial services such as savings and payment account, credit insurance, pensions etc. financial inclusion implement to easy accessibility of financial services which allows utmost investment in business, education, insurance against risks, save for retirement etc. by the rural people and firms.

Hence, keeping in view the contemporary need of the theme by policy makers and Government; We, The Editors, I along with Dr.K.Martina Rani, would like to present this book as a source of research inputs.  We thank all the authors of research papers of the theme and we present this book to the readers who may be academician, practitioners and policy makers for further research, policy decisions and for implementation, as the case may be.